Archive for the ‘Banking’ Category

Credit scores can make or break you. They help you finance major purchases like a new car, a new house, etc. What you need to finance with the score is typically very important to your life, so having a poor one could be devastating. It seems, however, that many people do not know as much  [ Read More ]

A down payment is a  large amount of money that everyone eventually needs to save up for. It can be very hard to save up a large amount of money for a down payment, especially while having to pay for other life necessities. Down payments take a while to save up for, so the earlier you  [ Read More ]

It’s that time of year again where last-minute holiday shoppers scramble to find presents for their families and friends. Not only are shoppers looking for the top gifts of the holiday season, they are also looking for last-minute holiday savings. For those celebrating Christmas, you only have about four more days to shop around, or,  [ Read More ]

Traveling can be tough, especially if you’re on a strict budget. Sticking to that budget can be hard, especially when there are numerous attractions, things to do, places to eat, and more. There are ways, however, to travel cheap and smart while on vacation. Here are some important tips to travel cheap and smart:

For many people, getting out of debt can be a lifelong endeavor. More often than not, those who accrued debts throughout their lives end up owing money even after they’re dead and gone. Whether it’s to the government, a bank or the student loan department, paying up, either on time or not, is quite difficult.  [ Read More ]

After a long week of work and stress there’s nothing better than hitting the town with some friends for drinks and food. But where most of the focus is responsibly consuming alcohol, where is the discussion on financially responsibly going out? Even in a cheap place, a couple drinks and a meal can put a  [ Read More ]

Unsecured business loans aren’t for everyone. Namely, startups. They are, however, great options for savvy business owners who’ve started turning a steady profit and are looking to expand their business, launch a marketing campaign, fulfill a government contract, or otherwise make a deep and speedy investment in their biz. Business growth is a huge investment;  [ Read More ]

At some time or another you’re probably going to need a notary public. If you haven’t previously, it can put you in a weird situation. Where do you find a notary public on short notice? If you want to become a notary, how do you do so? Well, here are some answers to common notary  [ Read More ]

While accounting may seem like it’s just for accountants and those in business, it’s actually applicable and helpful in your personal life too. Statistics show that 4 out of 10 Americans live paycheck to paycheck. By learning some basic accounting strategies, you can manage your money more efficiently to see precisely where your money is  [ Read More ]

Government bonds were originally created in the late 1600s to cover government expenses and fund wars, paying back funds with a guarantee. They were considered risk free bonds because the government can add currency or increase taxes to redeem them, which gives a sense of security that the bond is effective no matter what happens.  [ Read More ]