Archive for the ‘Credit Cards’ Category

Credit scores can make or break you. They help you finance major purchases like a new car, a new house, etc. What you need to finance with the score is typically very important to your life, so having a poor one could be devastating. It seems, however, that many people do not know as much  [ Read More ]

It’s that time of year again where last-minute holiday shoppers scramble to find presents for their families and friends. Not only are shoppers looking for the top gifts of the holiday season, they are also looking for last-minute holiday savings. For those celebrating Christmas, you only have about four more days to shop around, or,  [ Read More ]

Two months after Apple made its big announcement about Apple Pay, many small and medium-sized businesses have started to explore the benefits of using a contact-free mobile payment method. The concept is not new; the similar service Google Wallet has been around since 2011, but only one-third of 500 smartphone users had used it. So  [ Read More ]

For many people, getting out of debt can be a lifelong endeavor. More often than not, those who accrued debts throughout their lives end up owing money even after they’re dead and gone. Whether it’s to the government, a bank or the student loan department, paying up, either on time or not, is quite difficult.  [ Read More ]

After a long week of work and stress there’s nothing better than hitting the town with some friends for drinks and food. But where most of the focus is responsibly consuming alcohol, where is the discussion on financially responsibly going out? Even in a cheap place, a couple drinks and a meal can put a  [ Read More ]

Many people struggle with debt and their spending habits and it is increasingly common for them to become overwhelmed in their financial situation. It’s difficult to create a budget and stick with it but it is not impossible and with a little hard work and dedication anyone can do it. Track Your Spending One great  [ Read More ]

Knowing about the “worst” credit card companies gives consumers some insight to help them when choosing one. While it is only natural for any company to receive complaints, a large number of customers filing complaints certainly raise red flags. Customers tend to complain as a result of either party’s failure to manage expectations, or a  [ Read More ]

Top-of-Your-Head Questions on PayPal If you’re a hardcore Internet-user, or an online business owner, you should know PayPal. PayPal brands itself as one of the safer—if not exactly the safest and quickest way—to send as well as receive money online. PayPal users enjoy the convenience of having a PayPal account synced to their credit card  [ Read More ]

If you stroll through the middle of a college campus in the US, you might be snowed under by the art of tabling, the clever marketing ploys of the credit card issuers who would set up booths to lure the students with some free gifts in exchange of filing out a credit card application. Too  [ Read More ]

Have you amassed enormous credit card debt?  Are the bill payments becoming unmanageable?  If this is the case, then you may consider settling credit card debt.  However, it is not always that easy to settle my debt.  You may decide to use a debt settlement company which can help you restructure your credit card debt  [ Read More ]