What were you thinking when you bought that third magic set? Or worse yet, in vested your money into the magic the gathering card game. With consumer debt on the rise, (isn’t it always) do you fit into the two trillion dollars of household debt floating around out there? Perhaps this isn’t the path we  [ Read More ]

Many people struggle with debt and their spending habits and it is increasingly common for them to become overwhelmed in their financial situation. It’s difficult to create a budget and stick with it but it is not impossible and with a little hard work and dedication anyone can do it. Track Your Spending One great  [ Read More ]

Knowing about the “worst” credit card companies gives consumers some insight to help them when choosing one. While it is only natural for any company to receive complaints, a large number of customers filing complaints certainly raise red flags. Customers tend to complain as a result of either party’s failure to manage expectations, or a  [ Read More ]

Top-of-Your-Head Questions on PayPal If you’re a hardcore Internet-user, or an online business owner, you should know PayPal. PayPal brands itself as one of the safer—if not exactly the safest and quickest way—to send as well as receive money online. PayPal users enjoy the convenience of having a PayPal account synced to their credit card  [ Read More ]

If you stroll through the middle of a college campus in the US, you might be snowed under by the art of tabling, the clever marketing ploys of the credit card issuers who would set up booths to lure the students with some free gifts in exchange of filing out a credit card application. Too  [ Read More ]

If you have made the decision to file bankruptcy, you are probably full of negative emotions and facing numerous financial problems. Knowing that you are in debt and out of money can be incredibly stressful, and you might feel talking to an attorney about filing bankruptcy may be your only option. Although you might have  [ Read More ]

Courtesy of our friends at WrightIMC we bring you this well-presented infographic on Debt in America.  The overall message?  We are in trouble and that trouble ain’t getting any easier.  This should be a call to our government to reassess the road on which we’re traveling and make necessary adjustments quickly.  The original article and  [ Read More ]

Have you amassed enormous credit card debt?  Are the bill payments becoming unmanageable?  If this is the case, then you may consider settling credit card debt.  However, it is not always that easy to settle my debt.  You may decide to use a debt settlement company which can help you restructure your credit card debt  [ Read More ]

You know you are in a low interest rate environment when credit cards are just bending over backwards to get your business. I suspect this “cheap money” environment will hold true for several more months but now is the time to take advantage of what they have to offer.

College is a time when students often rack up loans, work part time, and try to save money. However, the desire to live a little and buy fun things can make saving difficult. Students also start thinking about building credit so they can make important purchases such as a house or vehicle after graduation. The  [ Read More ]