Credit scores can make or break you. They help you finance major purchases like a new car, a new house, etc. What you need to finance with the score is typically very important to your life, so having a poor one could be devastating. It seems, however, that many people do not know as much  [ Read More ]

For many people, getting out of debt can be a lifelong endeavor. More often than not, those who accrued debts throughout their lives end up owing money even after they’re dead and gone. Whether it’s to the government, a bank or the student loan department, paying up, either on time or not, is quite difficult.  [ Read More ]

Knowing about the “worst” credit card companies gives consumers some insight to help them when choosing one. While it is only natural for any company to receive complaints, a large number of customers filing complaints certainly raise red flags. Customers tend to complain as a result of either party’s failure to manage expectations, or a  [ Read More ]

If you stroll through the middle of a college campus in the US, you might be snowed under by the art of tabling, the clever marketing ploys of the credit card issuers who would set up booths to lure the students with some free gifts in exchange of filing out a credit card application. Too  [ Read More ]

If you have made the decision to file bankruptcy, you are probably full of negative emotions and facing numerous financial problems. Knowing that you are in debt and out of money can be incredibly stressful, and you might feel talking to an attorney about filing bankruptcy may be your only option. Although you might have  [ Read More ]

Tough times come when you can no longer bear the pains of heavy debt. At times, it becomes like swimming in the middle of the ocean, surrounded by sharks. We know that you may feel a little creepy with this example, but it is true, many went through difficult times such as these. As you  [ Read More ]

You know you are in a low interest rate environment when credit cards are just bending over backwards to get your business. I suspect this “cheap money” environment will hold true for several more months but now is the time to take advantage of what they have to offer.

College is a time when students often rack up loans, work part time, and try to save money. However, the desire to live a little and buy fun things can make saving difficult. Students also start thinking about building credit so they can make important purchases such as a house or vehicle after graduation. The  [ Read More ]