When you’re tight on cash, but find it impossible to stop spending and start saving, it can be overwhelming and frustrating. There are multiple easy ways to save and use your money better. Here are some easy to do tips on how to save your money.

For many people, getting out of debt can be a lifelong endeavor. More often than not, those who accrued debts throughout their lives end up owing money even after they’re dead and gone. Whether it’s to the government, a bank or the student loan department, paying up, either on time or not, is quite difficult.  [ Read More ]

What were you thinking when you bought that third magic set? Or worse yet, in vested your money into the magic the gathering card game. With consumer debt on the rise, (isn’t it always) do you fit into the two trillion dollars of household debt floating around out there? Perhaps this isn’t the path we  [ Read More ]

Many people struggle with debt and their spending habits and it is increasingly common for them to become overwhelmed in their financial situation. It’s difficult to create a budget and stick with it but it is not impossible and with a little hard work and dedication anyone can do it. Track Your Spending One great  [ Read More ]

If you stroll through the middle of a college campus in the US, you might be snowed under by the art of tabling, the clever marketing ploys of the credit card issuers who would set up booths to lure the students with some free gifts in exchange of filing out a credit card application. Too  [ Read More ]

There are a number of common errors that taxpayers make when completing tax returns on their own. Obviously, you must enter the correct social security number and filing status, spell your name correctly, and properly enter the routing and bank account numbers if making or receiving electronic payments. These are clerical errors that can happen,  [ Read More ]

If you have made the decision to file bankruptcy, you are probably full of negative emotions and facing numerous financial problems. Knowing that you are in debt and out of money can be incredibly stressful, and you might feel talking to an attorney about filing bankruptcy may be your only option. Although you might have  [ Read More ]

Courtesy of our friends at WrightIMC we bring you this well-presented infographic on Debt in America.  The overall message?  We are in trouble and that trouble ain’t getting any easier.  This should be a call to our government to reassess the road on which we’re traveling and make necessary adjustments quickly.  The original article and  [ Read More ]

One factor shared by all startups and growing small businesses is a need for capital. The more successful a company is after its launch, the more capital it will require. The nature of all business is that growth consumes cash, and fast growth consumes cash fast. Debt, equity, or combinations of both are used to  [ Read More ]

Have you amassed enormous credit card debt?  Are the bill payments becoming unmanageable?  If this is the case, then you may consider settling credit card debt.  However, it is not always that easy to settle my debt.  You may decide to use a debt settlement company which can help you restructure your credit card debt  [ Read More ]