Government bonds were originally created in the late 1600s to cover government expenses and fund wars, paying back funds with a guarantee. They were considered risk free bonds because the government can add currency or increase taxes to redeem them, which gives a sense of security that the bond is effective no matter what happens.  [ Read More ]

Every year thousands of young adults take their first real steps to independence and head off to college. Unfortunately a significant number of them will encounter difficulties when it comes to managing their finances–and that’s before they even consider the amount of debt they may accrue from student loans. The prospect of their child getting  [ Read More ]

Tough times come when you can no longer bear the pains of heavy debt. At times, it becomes like swimming in the middle of the ocean, surrounded by sharks. We know that you may feel a little creepy with this example, but it is true, many went through difficult times such as these. As you  [ Read More ]

It is quite common that you would look for tax debt relief because a lot of people have trouble paying their tax returns and you are not alone. However, in times of distress when you have trouble paying off your taxes you may be tempted to believe someone who will tell you that you can  [ Read More ]

With the consistent rise in the tuition fees and educational costs in the US, an increasingly large number of college students are resorting to grants in order to get access to funds that need not be repaid. Instead of opting for programs through which you can get out of debt quickly, it is certainly better  [ Read More ]

You know you are in a low interest rate environment when credit cards are just bending over backwards to get your business. I suspect this “cheap money” environment will hold true for several more months but now is the time to take advantage of what they have to offer.